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Top 5 sarkari loan yojana 2025: Dear friends, do you also want to start your own business? And you do not have money to start business. And you want to take a loan to start a business. So just keep reading this article till the end. Let us tell you that it is being run by the Government of India. The top 5 government loan will tell you about this in the article with information. With this, you can easily do your business by getting a loan.
Dear colleagues, in this article, we will give you information in Top 5 Sarkari Loan Yojana 2025 with detail. So keep reading it till the end.
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Top 5 Sarkari Loan Yojana 2025 – Overview
| Name of the Article | Top 5 Sarkari Loan Yojana 2025 |
| Type of Article | Sarkari yojana |
| Type of Scheme | Loan Schemes |
| Who Can Apply In Top 5 Sarkari Loan Yojana 2025? | Only Eligibile Applicants Can Apply |
| Amount of Loan | Depend On Loan Scheme |
| Mode of Application | Online / Offline |
Top 5 Sarkari Loan Yojana 2025
If you are young. And not only wants to make a career by starting his own business. Rather, we are also dreaming of earning millions of rupees, so this article is very special for you. Here we will give you detailed information about the top 5 government business loan schemes of 2025.
Under these government schemes, you can easily get a business loan without any big run and start your dream business. By applying in these schemes, you can not only start your business, but can also step towards a successful and bright future.
Therefore, read this article till the end, so that you can get complete information and fulfill your business by taking advantage of Sarkari Loan Yojana 2025.
MSME Loan Scheme 2025
If you also want to start your micro, small or medium business or pursue it, then the MSME loan scheme is a great option for you. You can easily get a business loan under this scheme. Some of the major features of this scheme are given below:
Loan for the introduction of business:
Under the MSME scheme, you can take a loan for the introduction of new business, which strengthens the foundation of your business.
Easy and flexible installments:
Easy EMI options are given to repay the loan under this scheme, so that you can repay the loan without financial pressure.
Old business will also get help:
This scheme is not only for new business, but also provides funds to expand or upgrade already running businesses.
Loan at low interest rate:
The biggest feature of the MSME loan scheme is that it is given a loan at a lower interest rate than other banks or financial institutions, making the loan economical.
Online application facility:
Now no office has to go round to take advantage of this scheme. You can apply online at home and complete the loan process easily.
Pradhan Mantri Mudra Yojana (MUDRA)
If you are looking for easy and reliable government loan scheme to start your business, then the Pradhan Mantri Mudra Yojana (PMMY) is the most suitable option for you. The scheme is considered one of the most popular and successful government loan schemes across India. Its main attractions are as follows:
When did it start?
On 8 April 2015, Prime Minister Narendra Modi launched the Pradhan Mantri Mudra Yojana (MUDRA) with the aim of making the youth of the country self -reliant and promoting self -employment.
Every youth has a chance:
Under this scheme, any young or female entrepreneur can easily get a loan without any guarantee and start his own business.
Loan in three categories:
Three types of loans are given under this scheme –
- Baby Loan: Loan up to ₹ 50,000
- Teen Loan: Loan ranging from ₹ 50,001 to ₹ 5 lakh
- Tarun Lone: Loan ranging from ₹ 5 lakh to ₹ 10 lakh
New Facility – Tarun Plus Loan:
Recently, the government has introduced a new option “Tarun Plus Loan”, which is for the applicants who have taken the first currency loan and successfully repaid. A loan of ₹ 10 lakh to ₹ 20 lakh can be obtained under this scheme.
National Small Industries Corporation (NSIC) Scheme
If you also want to start a business at a small level and are looking for an easy loan option for this, the National Small Industries Corporation (NSIC) scheme can prove to be extremely useful for you. The special things of this plan are as follows:
The purpose of the NSIC Plan:
The National Small Industries Corporation Scheme is mainly known as a important scheme providing marketing, technical assistance and financial support.
Promotion of small industries:
The purpose of this scheme is not only to provide financial assistance, but also to reach small enterprises to the market, so that they can move fast and expand their business.
Main Schemes:
Two major schemes are run under this scheme:
Marketing Support Scheme – Products are promoted in the market.
Credit Support Scheme – through which loan facility is provided at cheap rates.
Credit-Link Capital Subsidy Scheme (CLCSS)
If you are an entrepreneur and want to upgrade your already installed plant or machinery with modern technology, the credit-linked capital subsidy scheme (CLCSS) may be beneficial for you. The following are the major things of this scheme:
Subsidy for plant and machinery:
The central government provides subsidy of up to 15% under this scheme to make MSME industries advanced and modern. A maximum of ₹ 15 lakh subsidy can be obtained in this scheme.
Loan at low interest rate:
On the loan received under CLCSS, you get a low interest rate benefit as compared to other general loan schemes, which reduces the financial cost of your business.
SIDBI Loan Scheme
If you want to start a small business or industry and take a loan on easy terms from the bank, then the loan scheme of SIDBI (Small Industries Development Bank of India) may be useful for you.
Special Bank for MSME:
SIDBI is considered a major bank providing financial assistance to small and medium industries. It works especially to make startups and MSMEs financially stronger.
Loans from ₹ 10 lakh to ₹ 25 crore:
You can get a business loan ranging from ₹ 10 lakh to ₹ 25 crore from this bank, which is according to the needs of your industry.
Fast loan approval process:
The specialty of SIDBI is that there is no longer wait for the loan approval here. The loan is approved within just 21 days.
Suitable for all business sectors:
The scheme is suitable for various types of industries and business sectors, so that more and more entrepreneurs can take advantage of it.
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